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Myth: TRICARE Covers Everything

Fact: It doesn't, and that can leave you with out-of-pocket expenses. Find out how a TRICARE Supplement Insurance Plan can help you limit those co-pays.

Co-Pay Concerns

It’s no secret that co-pays can add up quickly. Between doctor visits, prescriptions, and preventative care, co-pays can make your wallet a little lighter than you’d like. Even when you budget for these co-pays, you still might be concerned about facing unanticipated medical expenses from an injury or illness. The TRICARE Supplement can help ease your mind of these worries.

TRICARE Supplement pays 100% of the additional costs that TRICARE leaves behind, such as co-pays and out-of-pocket expenses for covered services. Once the supplement’s premium and deductible are met, you’ll be able to rest assured that co-pays and surprise medical bills won’t break the bank.

Common Questions

These conversations are fictitious and for illustration purposes.

Help Keep Up with TRICARE Changes
Avatars_0011_vinny_veteran Mike: I am a Tricare Prime Retiree and have excess out of pocket expenses. How can this supplemental coverage help me? What are the costs of something like this?
Selman Facebook Message Circle  TRICARE Supplement: The supplement is designed to cover excess out-of-pocket expenses! Call for more details or to request additional information.
 
Avatars_0008_sammy_soldier Sammy: Will the Supplement plan pay all additional costs even associated with NON-NETWORK Tricare providers?
Selman Facebook Message Circle TRICARE Supplement: The supplement will help cover excess costs from any approved Tricare provider.
 
Avatars_0006_gina-guardsman Janet: My husband is going through a psychiatric treatment of about 39 treatments. A copay every time. How would we be reimbursed?
Selman Facebook Message Circle TRICARE Supplement: Co-payments are paid when a claim is submitted after a deductible(s) is met (if applicable). After the co-payments are paid, submit the claim to be reimbursed.
 

Who is Eligible?

1. Military retirees and their families

2. Spouses/children of active duty service persons

3. National Guard and Reserve members and their families

Coverages described above may vary according to the member's TRICARE/CHAMPVA plan design.
 
 
Important Documents: TRICARE/CHAMPVA Supplement Insurance Plans are subject to the terms and conditions of the policy. Policies underwritten by Hartford Life and Accident Insurance Company detail exclusions, limitations, and terms under which the policies can be continued in force or discontinued. Read details for your type of supplement insurance plan: TRICARE Prime  |  TRICARE TRRTRICARE Select  |  TRICARE TRS  |  TRICARE Active Duty | CHAMPVA
The TRICARE/CHAMPVA Supplement Insurance Plans are administered by SelmanCo. Underwritten by: Hartford Life and Accident Insurance Company, One Hartford Plaza, Hartford, CT 06155. TRICARE Form Series includes GBD-3000, GBD-3100, or state equivalent. Policy Numbers: AGP-5925, AGP-5926, AGP-5928. Not available in all states. Photo Credits: DoD. The appearance of U.S. Department of Defense (DoD) visual information does not imply or constitute DoD endorsement. 
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