Recurring Referrals 

When you want to see a specialist for a health issue, it can be a pain to deal with a referral process. Even though referrals are necessary under some TRICARE plans, the TRICARE Supplement does not require them since it does not use a network or preferred provider list. 

Marty's Dilemma

Marty is a military retiree that has shifted to receiving care from a civilian provider instead of a military clinic. He spends a great deal of time thinking about the co-pays and referrals that he will have to face as a result of this transition. Fortunately, the TRICARE Supplement may be a solution for his concerns.

With the TRICARE Supplement, Marty can get coverage for 100% of the costs left behind by TRICARE, and he can see any TRICARE-authorized physician without needing any additional referrals.*

Who is Eligible?

1. Military retirees and their families

2. Spouses/children of active duty service persons

3. National Guard and Reserve members and their families

*This example is fictitious and is for illustrative purposes only.