We understand that getting your prescriptions can be a frustrating experience. Perhaps you’ve stretched out the time in between refills to bide time for increasing co-pays. Maybe you’ve even waited on filling a prescription entirely for the same reason. However, the TRICARE Supplement Insurance Plan can cover prescription drug co-pays that TRICARE doesn’t. Keep reading to learn more about how the TRICARE Supplement Insurance Plan can help you save money in the long run.
These conversations are fictitious and for illustration purposes.
Vinny: Recently got a prescription and TRICARE didn’t pay any of it.
TRICARE Supplement: TRICARE covers most prescription drugs approved by the Food and Drug Administration (FDA). Prescription drugs may be covered under the pharmacy benefit or medical benefit. If TRICARE covers your prescription, we can then pick up the rest of the leftover cost!
Sammy: How does the TRICARE Supplement work with drug co-pays? TRICARE Supplement: If TRICARE or CHAMPVA covers that prescription, we will reimburse the co-pays after the deductible.
Gina: We are looking at supplemental insurance. Our son has been recently diagnosed as type 1 diabetic and looking for insurance assistance for glucose monitors and insulin pumps. He is age 15. TRICARE Supplement: We can definitely help your family! We have a 6 month waiting period for pre-existing conditions,* but once that time has passed, we will gladly pick up the portion that TRICARE or CHAMPVA does not pay.1. Military retirees and their families
2. Spouses/children of active duty service persons
3. National Guard and Reserve members and their families
*This policy is guaranteed acceptance, but does contain a Pre-Existing Condition Limitation. Please refer to the links in the first paragraph below for more information on exclusions and limitations, such as Pre-Existing Conditions.