Group Accidental Death & Dismemberment Insurance


Unintentional injuries are the leading cause of death for Americans aged 1-44 years old1.

Accidental Death & Dismemberment (AD&D) insurance is affordable insurance that can help protect you and your family's financial situation when the unexpected happens. It covers you in the event of an injury or death that results from a covered accident.

AD&D can be a helpful safeguard against the burden of costs associated with injury or death from an accident by providing you and your family with funds when you may need them most.

1 Centers for Disease Control and Prevention. (2022, February 28). Injuries and violence are leading causes of death. https://www.cdc.gov/injury/wisqars/animated-leading-causes.html

AD&D Infographic

Download the Infographic


Accidental Death & Dismemberment

Benefits of Coverage

  • No health questions or medical exams.

  • Cost-effective, monthly rate.

  • Cash payout is often not subject to income-tax.

  • You’re protected whether at work or home, while traveling or on vacation.



According to the National Safety Council, in the US there are:

5 deaths happen every hour from motor-vehicle incidents

More than 120,000 accidental deaths in the home each year


Every hour 23 fatal accidents occur

**How many preventable deaths occur minute by minute? Injury Facts. (2022, March 9). Retrieved February 21, 2023,
**Centers for Disease Control and Prevention. (2023, January 17). FastStats - accidents or unintentional injuries.,
Deaths in the home: Introduction. Injury Facts. (2021, March 1). Retrieved March 14, 2023, from https://injuryfacts.nsc.org/home-and-community/deaths-in-the-home/introduction/

Questions About Coverage

> What is AD&D Insurance?

Accidental Death & Dismemberment insurance pays a cash benefit if you die in a covered accident. It also pays benefits for covered injuries caused by an accident.

> Can my family members get protection?

Yes! If you select additional coverage, you may protect your spouse and dependent children with a Family Plan.

> Where can I find more details about the plan?

Learn more about the costs, benefits and exclusions of this customer-only accident insurance, offered through your financial institution.

> How do I apply?

Click the APPLY NOW link below, provide a few pieces of information and select a benefit amount that makes sense for you and your family. If you have any questions about this insurance benefit, please call our plan administrator, SelmanCo, at 1-877-665-7563.


Get your quote and enroll today!

No matter how careful you may be, you're always at risk of being involved in an accident...at home, at work, in the car, or even on vacation, that could possibly impact your financial security. Click below if you are interested in applying for Group Accidental Death & Dismemberment Insurance offered by your financial institution.