--- title: Group Accidental Death & Dismemberment Insurance description: Accidental Death & Dismemberment insurance is guaranteed, affordable insurance that can help protect you and your family when the unexpected happens. image: https://info.selmanco.com/hubfs/family-reading-the-map-in-tent-LB2LVBW.jpg --- ![Securityplus Logo ](https://info.selmanco.com/hs-fs/hubfs/Credit%20Unions%20Generic/CU%20Logos/Securityplus%20Logo%20%26%20Tagline%20(CMYK).png?width=1067&name=Securityplus%20Logo%20%26%20Tagline%20(CMYK).png "Securityplus Logo ") [![ 877-665-7563](https://no-cache.hubspot.com/cta/default/2742866/9b0cdcf1-d634-40b4-9944-e806f9f3cf9e.png)](https://cta-redirect.hubspot.com/cta/redirect/2742866/9b0cdcf1-d634-40b4-9944-e806f9f3cf9e) ## Group Accidental Death & Dismemberment Insurance [![APPLY NOW](https://no-cache.hubspot.com/cta/default/2742866/7a155ae4-3879-4210-a586-c3676b5935d8.png)](https://cta-redirect.hubspot.com/cta/redirect/2742866/7a155ae4-3879-4210-a586-c3676b5935d8) ### **Unintentional injuries are the leading cause of death for Americans aged 1-44 years old1.** Accidental Death & Dismemberment (AD&D) insurance is affordable insurance that can help protect you and your family's financial situation when the unexpected happens. It covers you in the event of an injury or death that results from a covered accident. AD&D can be a helpful safeguard against the burden of costs associated with injury or death from an accident by **providing you and your family with funds when you may need them most**. ## *1 *Centers for Disease Control and Prevention. (2022, February 28). *Injuries and violence are leading causes of death*. https://www.cdc.gov/injury/wisqars/animated-leading-causes.html [![AD&D Infographic](https://no-cache.hubspot.com/cta/default/2742866/37cf660e-5de4-4d98-8ad5-61a831b52453.png)](https://cta-redirect.hubspot.com/cta/redirect/2742866/37cf660e-5de4-4d98-8ad5-61a831b52453) [![Download the Infographic](https://no-cache.hubspot.com/cta/default/2742866/4b970a8e-2ad0-491e-83a9-c0fc99294b86.png)](https://cta-redirect.hubspot.com/cta/redirect/2742866/4b970a8e-2ad0-491e-83a9-c0fc99294b86) ![portrait-of-a-smiling-black-family-outdoors-close--PC7KZXM](https://info.selmanco.com/hs-fs/hubfs/portrait-of-a-smiling-black-family-outdoors-close--PC7KZXM.jpg?width=5184&name=portrait-of-a-smiling-black-family-outdoors-close--PC7KZXM.jpg) Accidental Death & Dismemberment ## Benefits of Coverage - No health questions or medical exams. - Cost-effective, monthly rate. - Cash payout is often not subject to income-tax. - You’re protected whether at work or home, while traveling or on vacation.   [![APPLY NOW](https://no-cache.hubspot.com/cta/default/2742866/7a155ae4-3879-4210-a586-c3676b5935d8.png)](https://cta-redirect.hubspot.com/cta/redirect/2742866/7a155ae4-3879-4210-a586-c3676b5935d8) ## According to the National Safety Council, in the US there are: ![Infographic-ADD-03](https://info.selmanco.com/hs-fs/hubfs/Infographic-ADD-03.png?width=289&name=Infographic-ADD-03.png) **5 deaths happen every hour **from motor-vehicle incidents ![Infographic-ADD-04](https://info.selmanco.com/hs-fs/hubfs/Infographic-ADD-04.png?width=289&name=Infographic-ADD-04.png) More than **120,000 accidental deaths** in the home each year ![Infographic-ADD-02](https://info.selmanco.com/hs-fs/hubfs/Infographic-ADD-02.png?width=289&name=Infographic-ADD-02.png) **Every hour 23** fatal accidents occur *****How many preventable deaths occur minute by minute?* Injury Facts. (2022, March 9). Retrieved February 21, 2023, **Centers for Disease Control and Prevention. (2023, January 17). *FastStats - accidents or unintentional injuries*., *Deaths in the home: Introduction*. Injury Facts. (2021, March 1). Retrieved March 14, 2023, from https://injuryfacts.nsc.org/home-and-community/deaths-in-the-home/introduction/ ## Questions About Coverage ### > What is AD&D Insurance? Accidental Death & Dismemberment insurance pays a cash benefit if you die in a covered accident. It also pays benefits for covered injuries caused by an accident.   ### > Can my family members get protection? Yes! If you select additional coverage, you may protect your spouse and dependent children with a Family Plan.   ### > Where can I find more details about the plan? [Learn more](https://selmanco.sharepoint.com/:w:/g/plandocs/Ed3nMJh4yMZLt0k47f_GlDgBTIKi7bjEIvUG4QOF8sjoEg) about the costs, benefits and exclusions of this customer-only accident insurance, offered through your financial institution.   ### > How do I apply? Click the APPLY NOW link below, provide a few pieces of information and select a benefit amount that makes sense for you and your family. If you have any questions about this insurance benefit, please call our plan administrator, SelmanCo, at 1-877-665-7563. [![APPLY NOW](https://no-cache.hubspot.com/cta/default/2742866/7a155ae4-3879-4210-a586-c3676b5935d8.png)](https://cta-redirect.hubspot.com/cta/redirect/2742866/7a155ae4-3879-4210-a586-c3676b5935d8) ## Get your quote and enroll today! No matter how careful you may be, you're always at risk of being involved in an accident...at home, at work, in the car, or even on vacation, that could possibly impact your financial security. Click below if you are interested in applying for Group Accidental Death & Dismemberment Insurance offered by your financial institution. [![APPLY NOW](https://no-cache.hubspot.com/cta/default/2742866/7a155ae4-3879-4210-a586-c3676b5935d8.png)](https://cta-redirect.hubspot.com/cta/redirect/2742866/7a155ae4-3879-4210-a586-c3676b5935d8) Underwritten by Minnesota Life Insurance Company, 400 Robert Street North, St. Paul, Minnesota 55101-2098. For Minnesota Life’s current ratings, please visit: www.minnesotalife.com/ratings. Minnesota Life Insurance Company is an affiliate of Securian Financial Group, Inc.   Administered by SelmanCo, brand entity of Selman & Company, LLC, One Integrity Parkway, Cleveland, OH 44143, 1-877-665-7563. **Plan Underwriter: Hartford Life and Accident Insurance Company, One Hartford Plaza, Hartford, CT 06155** Your Credit Union has chosen Minnesota Life Insurance Company to underwrite this Accidental Death & Dismemberment Insurance Plan. Coverage is provided under policy form series 05-50274T, 05-50277, 05-50285, 05-50355 and any state variation thereof. In the event of any discrepancy between this information and the policy/certificate, the terms of the policy/certificate will apply. Complete coverage information is in the Certificate or Policy issued to each insured individual. The Credit Union and its licensed affiliates are compensated as agents of Minnesota Life Insurance Company for arranging this program for customers of the Credit Union. Edit WCS 1-Column Section VFW-Hartford Disclaimer 082019 2691676                                                                                                                                                                                                                           01/2023